Credefi provides several solutions connecting DeFi and TradFi.

Portfolio Lending

Тhe CREDI token holders can lend stable coins to credit portfolios with risk profiles ranging from low to high risk. The platform will provide risk assessment and credit score data to lenders so they can take an informed investment decision. The credit portfolios will achieve APYs of 10% and higher depending on the risk appetite of the user.

Project-based P2P lending

Credefi will take full advantage of the decentralized finance capabilities of the blockchain, with direct peer-2-peer finance, liberalizing the process of lending and borrowing by connecting the willing parties worldwide. In addition to the collateralized loans, Credefi platform will be able to provide zero-collateral loans on a case-by-case basis.

Trade finance

Credefi is aimed to combine traditional banking instruments with the aspect of decentralization, offering the full length of services to its customers. Credefi will introduce trade finance to its offered services. Lenders and borrowers will be able not only to meet in a deal but also to underwrite a Letter of Credit or a Letter of Guarantee, as well as factoring services.