Credefi delivers multiple offerings that bridge DeFi and TradFi.

Portfolio Lending

The CREDI token holders are able to lend stable coins into credit portfolios that span risk levels from low to high. The platform will supply risk evaluations and credit score information to lenders, enabling them to make more informed investment choices. Credit portfolios are expected to generate APYs of 10% or more, depending on the user’s risk preference.

Project-based P2P lending

Credefi will leverage the blockchain’s decentralized finance functionality through direct peer-to-peer funding, making lending and borrowing easier by linking interested participants across the globe. Along with collateral-backed loans, the Credefi platform can also offer zero-collateral loans when appropriate, on a case-by-case basis.

Trade finance

Credefi focuses on bringing together traditional banking tools and decentralization, providing its customers with end-to-end services. The platform will include trade finance among its offerings. Lenders and borrowers can arrange deals and also support underwriting of Letters of Credit or Letters of Guarantee, as well as factoring services.