PointPay is a blockchain company founded in 2018. It has built an all-in-one cryptocurrency ecosystem consisting of 10 fully functional products. This one-stop fintech platform provides a broad set of financial services through products that are already live. They include: 

PointPay Blockchain-Based Bank is positioned as the first of its kind in the world, allowing users to open crypto checking and crypto savings accounts.

PointPay Crypto Loan Module works within the PointPay Blockchain-Based Bank, so customers can access instant crypto credit lines backed by crypto assets. It also uses PointPay Native Offchain Technology to avoid costly Ethereum network fees and delays associated with blockchain confirmations.

PointPay Native Offchain Technology supports fast transfers between all PointPay products.

PointPay Payment System lets customers pay with debit and credit cards, as well as ApplePay, bank transfers, and SEPA payments.

PointPay Crypto Exchange offers a trader-focused interface and a simplified way to convert cryptocurrencies.

Participants can receive a 50% referral bonus drawn from the system fee on each trade.

PointPay Crypto Wallet is intended for everyday use, including tracking cryptocurrency price movements across a customer’s portfolio and sending crypto conveniently using an email address.

PointPay Mobile Crypto Banking provides apps for Android and iOS, enabling users to buy, sell, exchange, and take loans within a single PointPay-made application. 

PointPay Token (PXP) serves as the ecosystem’s primary payment instrument. PXP is an ERC-20 compliant token issued on the Ethereum blockchain, designed for both security and compatibility with third-party services. The PXP token is built into every product in the PointPay ecosystem.